IBT, Inc.

IBT, Inc.

IBT, Inc. We wanted to be on the cutting edge of healthcare. We wanted something different. Problem In 2013 IBT Inc., a family-owned multistate supplier, experienced a couple of large claims and were about to be hit with a 24% increase to their premiums. They had a...
Huffines Auto Dealerships

Huffines Auto Dealerships

Huffines Auto This is the best form of true healthcare reform I’ve come across Problem In 2009, Huffines Auto, a self-insured employer in Texas, received a provider bill for back surgery for one of their employees for $600,000. Their administrator told them ‘not...
UTE Tribe

UTE Tribe

Ute Tribe Problem In 2012, with the advent of the Affordable Care Act (ACA), the Ute Tribe both added more people onto their plan and increased benefits as required by ACA. The combined increase in costs was potentially disasterous. They needed a solution to reduce...
City of Marion

City of Marion

City of Marion Overall, we were able to save $2.7 million last year through the program ELAP helped us build Problem In 2012, the City of Marion faced a $5.2 million dollar deficit, in large part due to rising healthcare costs they couldn’t contain. They had to...
MYR Group, Inc.

MYR Group, Inc.

MYR Group, Inc. Problem For many years, MYR Group was paying astronomical costs for their employee’s healthcare. They finally hit a breaking point in 2011, with costs around $13,000 – $14,000 per employee per year and continued increases on the horizon. They...